Simple, Transparent Pricing

Yes. The free plan includes unlimited retirement simulations, Strategy Fit comparison across 8 withdrawal strategies, corporate and holding-company planning, CPP, OAS, and GIS projections, and basic tax optimization. No credit card is required.

Premium adds professional PDF reports, CSV data export, the CPP/OAS Timing Optimizer, Monte Carlo stress testing with up to 10,000 simulations, early retirement assessments, and priority email support. It costs $5.99/month or $47/year (35% savings).

Yes. You can cancel anytime from your account settings. Your Premium features will remain active until the end of your current billing period. There are no cancellation fees.

Yes. RetireZest uses encrypted connections, secure authentication, and does not share your data with third parties. Your financial information is used only to run your retirement simulations.

Yes. RetireZest for Advisors is a separate platform for Canadian financial advisors and retirement planners, with its own per-advisor pricing. It models a client’s full picture — CPP/OAS timing, GIS clawback, corporate drawdown, and real estate at death — and produces a plain-language read-out and a single Zest Score. It is in early access for advisors in Alberta, British Columbia, Ontario, and Quebec. Learn more at https://www.retirezest.com/for-advisors.