Simple, Transparent Pricing

Yes. The free plan lets you run your full retirement plan — Strategy Fit comparison across 8 withdrawal strategies, corporate and holding-company planning, CPP, OAS, and GIS projections, and basic tax optimization — with 10 free simulations, then 3 a month. No credit card is required.

Premium removes the monthly cap — unlimited simulations — and keeps your retirement plan current as tax rules and markets change: quarterly check-in reviews with automatic re-forecasting, priority email support, and the CPP/OAS Timing Optimizer — plus professional PDF reports, Monte Carlo stress testing (up to 10,000 simulations), and CSV export. It costs $5.99/month or $47/year (35% savings).

Yes. You can cancel anytime from your account settings. Your Premium features will remain active until the end of your current billing period. There are no cancellation fees.

Yes. RetireZest uses encrypted connections, secure authentication, and does not share your data with third parties. Your financial information is used only to run your retirement simulations.

Yes. RetireZest for Advisors is a separate platform for Canadian financial advisors and retirement planners, with its own per-advisor pricing. It models a client’s full picture — CPP/OAS timing, GIS clawback, corporate drawdown, and real estate at death — and produces a plain-language read-out and a single Zest Score. It is in early access for advisors in Alberta, British Columbia, Ontario, and Quebec. Learn more at https://www.retirezest.com/for-advisors.